As a First Home Buyer we both had many questions about how to go about buying our first house, and we were very uncertain about the whole process and confused about all the banks and loans to choose from. Then we were given Todd's name at Financial Destiny, and from the very first meeting Todd made it all so easy for us! He explained all the loan options, how loans work, the repayments, fees, how to make an offer on a house, he told us about what the conveyancer does, and he helped us select a bank that was best for us. We received letters from Todd keeping us informed at all times and he made the whole experience so pleasant for us. We love our new house and our loan is great. Thank you Todd and we will definitely tell all our friends about your excellent service!

Corey & Amanda, Greenwith SA

We first met with Todd O'Brien from Financial Destiny about 3 years ago after being recommended by family when we wanted some advice with our finances/mortgage.  I asked Todd whether we would be able to have our appointment at our home as we have a child with a severe disablility and find it very difficult to get to an after hours appointment together.  Even though Todd does not normally meet with clients in their home he agreed to do so because of our situation.  To us, that goes above and beyond the call of duty.

When we met with Todd we really did not know what we wanted to do with our mortgage/finance.  Todd really listened to us and then gave us quite a few options and advice that was very well explained and easy to understand. 

We have just recently extended our mortgage through Financial Destiny again to build a swimming pool in our back yard.  We initially had a few problems as our lending institution had changed in the process and the extension on our finance took a little longer than anticipated, Todd was in contact with us nearly every day keeping us informed of what was happening and trying to hurry the process as best he could.

We have recommended Financial Destiny to our friends and if we ever want to extend our mortgage or re-finance again we will definitely go through Todd and Financial Destiny.

Nikki & Mark, Highbury SA

Our experience with Financial Destiny has been very rewarding.

From the initial greeting until now, Todd has been a great help in giving us expert advice and has been most helpful in answering the many questions we had. Applying for a mortgage and understanding the processes involved can be quite daunting, but Todd's knowledge in the field meant that he could assist us in making the process alot easier to understand and painfree.
 
Todd's professionalism and great personal skills means we will definitely deal with him again and I have already recommended him to some of the potential first home buyers that we know. 

Brendon & Nicole, Sefton Park

I was referred to Todd O'Brien and Financial Destiny through a work colleague. As a first time home buyer, I was mindful of the fact that there are many things to consider when selecting an appropriate home loan product and as such, I thought it best to enlist the services of a qualified mortgage broker. I am glad that I did.

My experience with Todd and Financial Destiny made my home purchase a painless process. From my initial queries to the completion of the property purchase, I found Todd's service to be thorough, prompt and professional. Aside from negating the need to shop around and speak to various lenders, Todd was able to provide me with an unbiased list of products, based on my needs rather than running me through the ins and outs of products that I had no need for. Additionally Todd provided me with information regarding the first home owners grant and was able to walk me through the necessary paperwork in regards to this.

From my initial meeting to settlement, Todd's communication was first rate and I was kept informed of any progressions along the way.

Given my positive experience in dealing with Financial Destiny, I have had no hesitation in recommending Todd's service to others.

James H, Hyde Park SA